US interest rates: we have lift off

A long-awaited event happened in mid-December. The mid-December front pages of the national press were pre-occupied with the launch of a rocket from Kazakhstan containing Tim Peake, the UK’s first European Space Agency astronaut. At virtually the same time, the business pages were pre-occupied with another fanfare-laden lift off: a rise in US interest rates. […]

Selling your pension annuity

The government has set out further details about the secondary annuity market. In last March’s Budget, the Chancellor launched a consultation considering how existing pension annuity holders would be able to sell their annuity in return for a taxable lump sum. The logic behind the idea was to give existing pensioners the same flexibility as […]

The 65+ Guaranteed Bond matures

National Savings & Investments (NS&I) has announced reinvestment terms for the 65+ bonds that were so popular a year ago. In his March 2014 Budget, the Chancellor promised that in January 2015 NS&I would launch “market-leading savings bonds for people aged 65 and over” When the rates were eventually confirmed, they were indeed market-leading – […]

Another non-allowance for personal savings

More details have emerged about the forthcoming personal savings allowance. Draft clauses of the Finance Bill 2016 were issued in December, helping to keep tax aficionados amused over the festive season. They were accompanied by a raft of explanatory material, but there were still plenty of questions left unanswered. One change to tax from 6 […]

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